With verified accountsData reviewed in October 2026

Where does your money earn more in Paraguay?

Inflation, central bank rate and the accounts we found, in guaraníes, with source and date.

Annual inflation

1.7%

September 2026 · Central Bank of Paraguay (published Oct 2, 2026, via The Rio Times)

BCP monetary policy rate

5.5%

as of Sep 26, 2026 · source

Best rate we found

10.8%

Ueno Bank · CDA / Term savings (over 365 days) (example, May 2026 rate sheet)

Real rate (after inflation)

+8.95%

The best rate we found beats inflation.

The idea in short

With inflation at 1.7% and the BCP policy rate at 5.5%, CDAs of over 365 days pay an average of 9.95% at banks and 10.58% at finance companies (BCP, June 2026): a positive real return in guaraníes. The main risk is liquidity (early withdrawal with a charge) and that the guarantee covers up to ₲228.3 million per person per institution. Compare current rate sheets from several institutions before choosing the term.

Calculate your case in Paraguay

In 1 year you'd have

—

You deposited: —
Earnings: —
Real earnings: —
If you leave it untouched: —

Calculation assumptions

Simple interest (no reinvestment) on what you deposit. Real earnings subtract what the inflation you choose takes from your money. We respect the account's cap when we know it. Taxes and fees are not included. It's an educational estimate, not an offer.

Accounts and rates in Paraguay

Accounts and rates in Paraguay
Account	Annual rate	Condition	Availability and protection	You earn in 1 year with
Ueno Bank CDA / Term savings (over 365 days) (example, May 2026 rate sheet) Go to site	10.8% deposit	Over 365 days; minimum ₲5,000,000; interest at maturity	At maturity (early withdrawal charge) Deposit guarantee up to ₲228,300,000	— source · 2026-05-01

Nominal annual rates before taxes, taken from each institution's page on the date shown. If the account has a cap, we only count interest up to the cap.

Protection of your deposits: Deposit Guarantee Fund (BCP)

Up to ₲228,300,000 (75 minimum wages) per depositor at each institution Source

Sources and what we couldn't verify

Not verified: Only one product with a readable rate could be verified: Ueno Bank, May 2026 rate sheet (not September or October; confirm it's current). We didn't obtain rate sheets from large banks. The CDA averages (9.95% at banks and 10.58% at finance companies for over 365 days) are from the BCP, June 2026. September's inflation was taken from The Rio Times citing the BCP, not from bcp.gov.py. The date of the BCP's last meeting (2026-09-26) is the date of the news report; the next meeting is 2026-10-23.

Inflation rises from 1.5% (August) to 1.7% (September); the BCP projects closing 2026 around 3.3%.

Educational information, not financial advice. Rates change: confirm on each institution's site before moving your money. We receive no commission for the accounts on this page. Financial disclaimer · Methodology.

Choose your country

Where does your money earn more in Paraguay?

Calculate your case in Paraguay

Accounts and rates in Paraguay

Check out other countries