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Financial disclaimer

Last updated: October 19, 2026

This English version is a courtesy translation. If anything differs, the Spanish original prevails.

In short

We explain and compare financial products, but we are not your advisor. Verify the conditions at the official source and, if you have doubts, consult a professional before you decide.

Financial education. We are not a financial institution and we don't give personalized advice. In Paraguay, a "financiera" is an entity regulated by the Central Bank of Paraguay (BCP): FinanciaMente is not one.

Educational content, not advice

The information from FinanciaMente on the website, YouTube, TikTok, Instagram and the newsletter is for educational and informational purposes. It is not financial, investment, tax, accounting or legal advice, nor a personalized recommendation to buy, sell or sign up for a product.

FinanciaMente is not a financial institution, an investment advisor registered with the CNBV or an intermediary. We don't take in or manage anyone's money.

Rates and data

  • Rates are shown as nominal annual rates before taxes, unless stated otherwise.
  • They come from public sources (official sites, media and comparison sites) on the date shown on each page.
  • They can change at any time and may have balance caps, minimum purchases, subscriptions or lock-up periods.
  • They may contain errors. If you spot one, write to us from the Contact form.

Risks

  • Investing: investing in stocks, ETFs, funds, cryptocurrencies or CFDs carries the risk of partial or total loss of capital. CFDs are complex, leveraged instruments.
  • Past performance does not guarantee future results.
  • Savings protection: not all institutions are covered by the IPAB or Prosofipo. For example, a balance in an IFPE (such as Mercado Pago) doesn't have that insurance. Verify each institution's legal status and the amount protected.
  • Taxes: interest may be subject to ISR withholding or other taxes depending on your country.

Calculators

Results are estimates with simple assumptions: simple interest on the amount deposited, constant inflation, no taxes or fees. They are useful for comparing scenarios, not for predicting real results.

Relationship with brands

FinanciaMente is independent. Today no institution pays us to appear. If we ever receive commissions for referrals, we'll say so (see Advertising and transparency) and it won't change the order of our tables, which is based on what you earn at the published rate.

Your responsibility

Before signing up for any product, read its terms, verify its regulation and assess whether it fits your situation. The decisions you make are your responsibility.